Welcome to 195 Albany Ave, a beautifully renovated duplex blending historic charm with modern luxury. This spacious 4+2 bed, 6 bath home spans four finished levels, featuring a sun-filled open-concept main floor with fireplace, picture windows, and a custom chefs kitchen with premium integrated appliances and oversized island. Includes a main floor office nook with walkout to deck.Second floor offers two large bedroom suites with ensuites, plus a flexible den (easier to convert the 4th ensuite) and full laundry room. The entire third level is a stunning primary retreat with walk-in closet, spa-like ensuite, and private terrace. Separate-entry walk-up basement offers versatile space ideal for an in-law suite or rental unit (Potential great income to pay mortgage). Located on a quiet, tree-lined street steps to Bloor St, TTC, top schools, and all the vibrant amenities of the Annex.